0% APR Finance

At Centre for Dentistry we’re striving to make dental treatment accessible and affordable so that everybody can have a healthy smile.

We offer 0% over 12 months or can be spread over 5 years with interest.

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No Interest, No Deposit Finance Plans

Spread the cost of your Treatment

A Great Smile for Less than £1.40 a Day

Outstanding value. No deposit. No interest.

We understand that paying for all of your dental treatment upfront can be difficult. To help, we offer ‘no interest and no deposit’ finance plans for all treatment plans over £500.

Our simple finance plan allows you to spread the cost of your treatment over an agreed period of up to 12 months interest free, or up to 5 years with interest, to fit your budget (subject to status and terms and conditions and successful application).

Please see FAQs below or call into your nearest practice in Sainsbury’s to find out more.

Do you have a question about Dental Finance?

View our FAQs or contact the team.

Call 0121 552 7749

What treatment qualifies for 0% finance?

For treatments of £500 and above, you will be able to apply for 0% finance. You can use the 0% finance facility to fund more than one dental treatment. Applications must be made before treatment commences.
Full terms and conditions will be given by the provider at the time of application.

What amount can I borrow?

Options are available to borrow an amount sufficient to cover any treatment plan that we offer, subject to your credit application. Repayments are made in monthly instalments collected by direct debit.

Here are some examples:

Is there really no interest?

Yes, 0% finance is just that. Paying off your treatment over 12 months or less, you simply pay for your treatment and nothing else. You pay no interest on the loan amount. Your total treatment cost is simply divided over the number of months you wish to pay it off, up to a maximum of 12 months.

Can I have finance over more than 12 months?

Longer payment terms are not possible. We offer interest free finance up to a maximum period of 12 months.

How do I apply?

Apply in 3 easy steps:

1. Agree your treatment plan and prices with your dentist
2. Before you begin treatment, you will receive a link by email and text to apply online. It only takes a few minutes to apply on your phone or desktop. You can also apply in the practice, where our team will guide you through the credit application process. The credit decision is instant. The finance application will not impact your credit score.
3. Once credit is agreed, your treatment can commence.

What are the terms and conditions?

Our finance plans are delivered through our finance partners. Your application is made directly with the lender. Up to date terms and conditions will be issued to you at the time of application. Please check these terms carefully before you enter into any agreement.

Please note that if a finance plan is cancelled after the 14 day cooling off period, then there is a 3% admin fee charged.

What information do I need to apply for finance?

You’ll need an email and mobile phone number. Also, please have to hand the debit card that you would like to use to pay the deposit and monthly instalments.

You may be asked for a payslip if our lender can’t electronically verify your income.

Can I repay my finance early?

Yes, our lender provides a free online account where you can repay early at no extra cost. Simply click on this link, login with your email address and select “Make a repayment”.

Can I select my direct debit date?

Yes. Before you sign your loan agreement, you can select whether you would like to pay on the 8th, 18th or 28th of the month.

What if I need my finance refunding for any reason?

We hope that you will be happy with your treatment with us. If, for any reason, you require a refund for treatment that is covered by your finance plan, this needs to be processed via our lender. In the first instance, please speak to your practice who will be able to advise the correct course of action. Please note that if a finance plan is cancelled after the 14 day cooling off period, then there is a 3% admin fee charged by the finance provider.